Vitality savings calculator

We want you to live life well. And we're here to help you do it.

Vitality helps you get healthier - and saves you money at the same time. The more effort you make to improve your health, the more you get back in savings, discounts and rewards.

Partner rewards

For an extra £6.50 a month, Vitality Plus gives you access to all of the Vitality partners below. If you don't have Vitality Plus you'll still get discounts on things that are good for you including health screens, National Trust passes and Champney's spa visits. For a full list of all our Vitality partners click here.

Choose the discounts and rewards you'd like to use. Change the status bar on the right to see how your savings could increase - the higher your Vitality status, the bigger the rewards!

50% off a range of health screens to help you understand how healthy you are.

50% off the price of flexible individual monthly membership at Virgin Active and LA fitness.

Sweatshop Logo

Get an exclusive 25% discount on sports shoes from the nation's leading specialist running retailer.

National Trust Logo

Enjoy National Trust's historic houses and gardens for just 9p a day, with our exclusive pass.

Champneys Logo

Relax, unwind and escape with 50% off healthy breaks at Champneys country spas.

Vodafone Logo

Stay in touch for less with 50% off monthly call plans.

Up to 40% off a wide range of cruises. Sail away to destinations like the South Pacific, the Med or the Caribbean.

Up to 25% off a range of holidays with our Vitality Travel Club, in partnership with Thomas Cook. And up to 20% off sun or ski holidays with Mark Warner.

Eurostar Logo

Up to 40% off standard class return trips to Paris, Disneyland Resort Paris, Lille or Brussels.

Ticketmaster Logo

Third off tickets to concerts, West End shows, festivals, sports events, attractions and more.

Merlin Logo

30% off a Merlin annual pass to some of the UK's top attractions including Legoland® Windsor, Alton Towers Resort and, Madame Tussuads.

Cineworld Logo

2 for 1 cinema tickets at over 74 Cineworld cinemas across the UK.



How Vitality can change

We're always updating Vitality as new opportunities and technologies arise. That sometimes means we need to make changes to the programme throughout your plan. We might change the way we award points, or the way the Vitality status works. We might also change our partners or the discounts and rewards we offer. And there might be times when we change, remove or enhance the benefits. We’ll always let you know if this happens – and if we need to change something during the plan year, we’ll give you plenty of notice.

Savings, discounts and rewards

Vitality gives you three ways to save money - Premium Saver, Premium Discounts and Partner Rewards. The higher your Vitality status, the bigger your savings, discounts and rewards.

Use this calculator to see how much you could save. Change the status bar on the right to see how your savings could increase.

Age Years    
Plan type PruProtect Plan PruProtect Essentials Plan
Plan term Years Whole of life (Your savings below will be projected to age 80)
Is your cover indexed? Yes No
Monthly protection premium excluding Vitality Plus premium (The cost of Vitality Plus will be deducted from the Partner Rewards savings below.)   £
 
 
 

The following example is for illustrative purposes and assumes that the Vitality status you have selected is achieved every year, over your plan term. Your actual savings will depend on the Vitality status you achieve each year, which may change from year to year.

Total potential savings over X years with:

Premium saver1400

With Premium Saver, you build up premium savings over five years. Then, we use the savings you’ve built up to reduce your premiums for the next two years. This happens every five years. The healthier you get, the more you'll save. How we calculated this >

Premium discounts1000

Premium Discounts give you the chance to reduce your premiums every year, if you have a PruProtect Plan. The healthier you get, the bigger the premium discounts become. How we calculated this >

Annual savings with:

Partner Rewards1200

We give you discounts off things that are good for you, like health screenings and fitness devices. And if you upgrade to Vitality Plus you get even more discounts - everything from cinema tickets to Caribbean cruises. How we calculated this >

Total
2400.00

Your total Vitality Equivalent Cost

The Vitality Equivalent Cost is another way of showing you how much you could save with Vitality. This is not the actual monthly premium you will pay, but it gives you an indicative monthly cost of your cover across the term of your plan. How we calculate this >

Your initial monthly premium 500
Less your Premium Saver and Premium Discounts total potential savings converted into a monthly amount 500
Less your Partner Rewards potential annual savings converted into a monthly amount 100
Your monthly Vitality Equivalent Cost
150.00

Your savings show that you could save more than you pay in premiums.

Some things you need to know

How Vitality can change

We're always updating Vitality as new opportunities and technologies arise. That sometimes means we need to make changes to the programme throughout your plan. We might change the way we award points, or the way the Vitality status works. We might also change our partners or the discounts and rewards we offer. And there might be times when we change, remove or enhance the benefits. We’ll always let you know if this happens – and if we need to change something during the plan year, we’ll give you plenty of notice.