Vitality savings calculator
We want you to live life well. And we're here to help you do it.
Vitality helps you get healthier - and saves you money at the same time. The more effort you make to improve your health, the more you get back in discounts and rewards.
Health and reward partners
Vitality Plus gives you access to all of the Vitality partners below. If you don't have Vitality Plus you'll still get discounts on things that are good for you including health screens, National Trust passes and Champney's spa visits. For a full list of all our Vitality partners click here.
Choose the discounts and rewards you'd like to use. Change the status bar on the right to see how your savings could increase - the higher your Vitality status, the bigger the rewards!
Up to 40% off a wide range of cruises. Sail away to destinations like the South Pacific, the Med or the Caribbean.
How Vitality can change
We're always updating Vitality as new opportunities and technologies arise. That sometimes means we need to make changes to the programme throughout your plan. We might change the way we award points, or the way the Vitality status works. We might also change our partners or the discounts and rewards we offer. And there might be times when we change, remove or enhance the benefits. We’ll always let you know if this happens – and if we need to change something during the plan year, we’ll give you plenty of notice.
Cash back reward
The healthier you are, the less likely you are to make a claim. After three years, as long as your plan continues, we give you a cash reward. The higher your Vitality status has been each year, the more money we give you. Learn more about cash back >
See how much cash back you could receive after you’ve had your plan for three years. This cash back example will be based on your monthly premium and the Vitality status you select from the slider on the right. This calculation does not allow for any medical inflation and age-related premium rises that will be applied at each renewal. The cash back earned could therefore increase yearly.
Your cash back after year three
Enter your monthly premium
£

We've entered an example premium for you. For a more accurate cash back calculation please get a quote from us, and re-enter the premium here.
Select your Vitality status
The total potential savings you could make in a year
Cash back earned per year £0.00
Partner savings per year £0.00
Your total Vitality Equivalent Cost
The Vitality Equivalent Cost is another way of showing you how much you could save with Vitality. This is not the actual monthly premium you will pay, but it gives you an indicative monthly cost of your cover after you take the savings above into account. How we calculate this >
| Your initial monthly premium | £0.00 |
| Less your total savings per year converted into a monthly amount | £0.00 |
Your savings show that you could save more than you pay in premiums.
How Vitality can change
We're always updating Vitality as new opportunities and technologies arise. That sometimes means we need to make changes to the programme throughout your plan. We might change the way we award points, or the way the Vitality status works. We might also change our partners or the discounts and rewards we offer. And there might be times when we change, remove or enhance the benefits. We'll always let you know if this happens - and if we need to change something during the plan year, we’ll give you plenty of notice.




